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Travel Insurance

Travel Insurance for Pakistani Travellers

Some countries will not issue your visa without it. Everywhere else, it is the difference between an inconvenience abroad and a financial emergency. We arrange travel insurance that matches both the requirement and the reality.

Travel insurance is a visa requirement for several destinations. Schengen states require applicants to hold medical cover valid throughout the Schengen area for the full duration of stay, with a minimum coverage level for medical expenses including emergency treatment and repatriation. A policy that does not meet the stated criteria is a common and entirely avoidable cause of refusal.

Beyond the visa checklist, cover matters most for the things people do not plan for: a hospital admission abroad, a cancelled trip after a family bereavement, lost baggage on a connecting flight, or a medical evacuation. For Umrah and Hajj travellers in particular, where groups often include elderly parents, medical cover is worth arranging carefully rather than treating as a formality.

We help you choose a policy appropriate to your destination, trip length, age band and any declarable conditions, and we make sure the certificate you receive states what the embassy expects to see.

What We Offer

Schengen-Compliant Cover

Policies meeting the medical cover criteria required for Schengen visa applications.

Worldwide Medical

Emergency medical treatment, hospitalisation and repatriation cover.

Umrah & Hajj Travel Cover

Policies suited to pilgrimage travel, including cover for older travellers.

Trip Cancellation

Protection against cancellation and curtailment for covered reasons.

Baggage & Documents

Cover for lost, delayed or damaged baggage and lost travel documents.

Family & Group Policies

Single-trip, multi-trip, family and group cover options.

Need help with this service?

Speak to a consultant about your requirements and travel dates.

What's Included

  • Policy selection matched to your destination and visa requirement
  • Schengen-compliant certificates where required
  • Emergency medical and hospitalisation cover
  • Emergency repatriation and evacuation
  • Trip cancellation and curtailment options
  • Baggage loss, delay and damage cover
  • Passport and travel document loss assistance
  • Age-banded options for elderly pilgrims

How It Works

  1. Share Your Trip

    Destination, travel dates, travellers and ages, and whether the policy is for a visa application.

  2. Compare Options

    We present policies that meet the requirement, with the cover limits and exclusions explained.

  3. Issue the Policy

    The policy is issued and the certificate sent to you for your visa file or your records.

  4. Travel Covered

    You carry the emergency assistance number and policy details with your travel documents.

Questions

Travel Insurance FAQs

Yes. Schengen applicants must hold travel medical insurance valid across the Schengen area for the entire period of stay, covering emergency medical treatment and repatriation to a minimum specified level. Policies that fall short of the criteria, or that expire before the requested visa validity ends, are a frequent cause of refusal.

Saudi Arabia has included medical insurance within the visa framework for pilgrims at various points, and requirements are adjusted from season to season. Independent of the requirement, we strongly recommend cover for Umrah travel — particularly where elderly parents are travelling — because medical treatment abroad is expensive and pilgrimage travel is physically demanding.

Usually not by default. Most standard policies exclude pre-existing conditions unless they are declared and specifically accepted, sometimes at additional premium. Declare conditions honestly at the time of purchase — an undeclared condition is the most common reason a legitimate claim gets rejected.

Upper age limits vary by insurer and by policy, and premiums rise with age bands. Cover for travellers in their seventies and eighties is available but needs to be arranged specifically rather than assumed. Tell us the ages of all travellers up front.

Ready to Plan Your Journey?

Tell us where you want to go. We'll help you plan the rest — flights, hotels, visas and everything in between.